Hail And Roof Damage

Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof.

Hail and roof damage.

Hailstorms can cause serious damage to a roof. Size and density the size of the hailstones can affect the degree of damage if any to your property. Gutters are also susceptible to hail damage. Hail damage is one of the most common claims on homeowners insurance.

If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stoneto cause damage roof hail damage. An insurance adjuster knows the difference between roof damage from hail versus regular wear and tear. Changes in wind conditions can affect the location. Even seemingly minor hail storms can cause significant problems that you might not notice until the damage increases over time and creates openings that may be harder for a roof leak repair or even require a replacement roof.

Hail damage can also be affected by the number of shingle layers on a roof. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer. Types of roof damage covered by your insurance will depend on the policy s terms and the reasons your roof needs to be repaired or replaced. Fortunately most basic homeowners insurance policies cover structural property damage from hazardslike hail.

It accounts for nearly 70 percentof insured property losses from severe storms every year. Hail storms can cause a wide range of damage to your roof and your property in general. While some damage can be easy to spot you may not always be able to see the damage hail has done to your roof. Identifying hail damage to your roof wind during a hailstorm wind direction and wind speed can vary.

Damage appearing on one side of the roof bruises or dark spots appear on shingles in a random pattern. Hail damage can either be functional or cosmetic in nature. The impact from a hailstone can bruise or crack roofing shingles potentially leading to water damage in your home. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.

Typically a policy covers problems that are sudden or.